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Country snapshot

India

Heat, the plans and rules that shape protection, the organisations at work, and where a shared effort could help. Researched in October 2026.

Watch: India and heat · 0:47 · narrated, captions in the picture

How to read this. Facts link to their sources; anything marked proposed or inferred is the researchers’ suggestion, not a commitment by anyone named. Gaps are gaps in what we found, not faults.

Heat context

Summary: India spans hot-dry, composite and hot-humid contexts. District composite risk, daytime weather alerts, humid heat, night heat and indoor exposure are different measures.

Official plans and authority

Every plan on file: the India heat action plan archive lists 146 verified documents (85 standalone heat action plans, 37 heat-health plans inside wider climate-and-health plans, 1 national plan and 23 guidance documents), with a link to each PDF.

Description: National guidance, state/district/local HAPs and health-sector plans operate through different institutional/legal routes. Publication alone is not a separately enforceable heat entitlement. Current rules check: Central OSH Rules 2026 are notified, not a draft. Check appropriate-government, sector and state implementation.

Warning system

Description: IMD meteorological guidance informs health and local response. Separate forecast, action and financial payout triggers; household receipt not verified.

Cooling and buildings

Description: ICAP workstreams, BEE building/retrofit resources and Telangana cool-roof policy provide entry points; local notification, compliance and affordability require checks.

Money for protection

  • SDRF/NDRF response Access: Government route; applicable assistance norms and authoritative copy to confirm Opportunity status: Guidelines verified; not an open collaborative grant
  • SDMF/NDMF mitigation Access: State-led eligible project preparation/appraisal; no automatic NGO eligibility Opportunity status: Framework verified; city heat allocations/releases not verified
  • NPCCHH/NHM district PIP Access: District/state health planning and sanction Opportunity status: Guidance verified; specific approvals/releases not verified
  • Municipal climate budgeting Access: Municipal planning and budget cycle Opportunity status: Mumbai process described; heat-specific allocation/release not established
  • Heat Index Cover for SEWA-associated workers Access: Historical programme-specific enrolment; current eligibility not verified Opportunity status: FY2025 insurer report; no open 2026 opportunity established

Known, inferred, uncertain

Known: Primary plans, guidance and selected studies exist as documented. Inferred: Place-based coordination and project preparation could connect currently separate protection functions. Uncertain: A comparable national city exposure ranking, current ward delivery, lifecycle costs, complete heat mortality, enforcement and disbursement.

Paying when heat strikes

The layers of money we found for heat in India, from the systems that reach people to risk shared with insurers: Budgets and reserves, Insurance, pools and bonds, Social protection. Each is shown with how it is released, how it reaches people, and what we could not find.

See India, layer by layer

Cities

Ahmedabad

Heat context: Description: Hot inland setting; seasonal humidity changes require local assessment. Night heat: Include overnight indoor and outdoor measurements in local assessment; no comparable current city-wide indoor/night exposure series verified here. Trend note: Use national/district and local-plan evidence at its stated scale; no comparable current municipal time-series trend estimate is reproduced here. Climate description basis: Broad contextual description, not a formal climate-zone classification; seasonal conditions need local validation.

Plans: Verified description: Ahmedabad HAP collaboration and retrospective research verified; current signed 2026 plan/version not retrieved. Legal status: Administrative/policy or state health planning instrument as described; plan publication is not proof every action is legally enforceable. Implementation verified: false

Warning system: Source: IMD plus state/district/municipal dissemination arrangements Last mile reach: Not verified; test radio, local-language announcements, worker groups and door-to-door routes as proposed design, not existing universal coverage.

Rules for heat at work: Local order verified: false Note: Obtain current state/sector orders, jurisdiction and wage/rest terms; do not import a different state’s timetable.

Cooling and buildings: Note: Check actual state/local notifications, building ownership and retrofit permissions before specifying compliance.

Money for protection: Local allocations or releases verified: false Note: Screen eligible project costs separately from staffing, electricity and upkeep; budget route is not a grant offer.

Country code: IN

State or ut: Gujarat

Selection basis: Documented heat-health action and observational programme research.

Responsible actor ids:

  • amc
  • iiphg
  • nrdc
  • mht

Proposed collaboration: Interpretation: Pair ward housing/work protection with accountable warnings and mortality analysis.

Evidence gaps:

  • Current shelter/roof coverage, tenant inclusion and recurrent costs not verified.
  • No common national municipality-level exposure ranking verified.

Evidence:

Delhi

Heat context: Description: Strong pre-monsoon daytime heat, with changing humidity during the season. Night heat: Include overnight indoor and outdoor measurements in local assessment; no comparable current city-wide indoor/night exposure series verified here. Trend note: Use national/district and local-plan evidence at its stated scale; no comparable current municipal time-series trend estimate is reproduced here. Climate description basis: Broad contextual description, not a formal climate-zone classification; seasonal conditions need local validation.

Plans: Verified description: Delhi HAP 2025 verified in DDMA register; Delhi NCT is not synonymous with NDMC or the wider NCR. Legal status: Administrative/policy or state health planning instrument as described; plan publication is not proof every action is legally enforceable. Implementation verified: false

Warning system: Source: IMD plus state/district/municipal dissemination arrangements Last mile reach: Not verified; test radio, local-language announcements, worker groups and door-to-door routes as proposed design, not existing universal coverage.

Rules for heat at work: Local order verified: false Note: Obtain current state/sector orders, jurisdiction and wage/rest terms; do not import a different state’s timetable.

Cooling and buildings: Note: Check actual state/local notifications, building ownership and retrofit permissions before specifying compliance.

Money for protection: Local allocations or releases verified: false Note: Screen eligible project costs separately from staffing, electricity and upkeep; budget route is not a grant offer.

Country code: IN

State or ut: National Capital Territory of Delhi

Selection basis: Official UT heat plan and national district-risk evidence.

Responsible actor ids:

  • ddma

Proposed collaboration: Interpretation: Pilot an action-owner-budget register across one district and worker setting.

Evidence gaps:

  • Current department compliance and service reach not independently verified.
  • No common national municipality-level exposure ranking verified.

Evidence:

Nagpur

Heat context: Description: Hot inland summer setting; seasonal transition matters for cooling design. Night heat: Include overnight indoor and outdoor measurements in local assessment; no comparable current city-wide indoor/night exposure series verified here. Trend note: Use national/district and local-plan evidence at its stated scale; no comparable current municipal time-series trend estimate is reproduced here. Climate description basis: Broad contextual description, not a formal climate-zone classification; seasonal conditions need local validation.

Plans: Verified description: 2021 city climate plan describes 2019 heat actions; no current signed 2026 municipal HAP retrieved. Legal status: Administrative/policy or state health planning instrument as described; plan publication is not proof every action is legally enforceable. Implementation verified: false

Warning system: Source: IMD plus state/district/municipal dissemination arrangements Last mile reach: Not verified; test radio, local-language announcements, worker groups and door-to-door routes as proposed design, not existing universal coverage.

Rules for heat at work: Local order verified: false Note: Obtain current state/sector orders, jurisdiction and wage/rest terms; do not import a different state’s timetable.

Cooling and buildings: Note: Check actual state/local notifications, building ownership and retrofit permissions before specifying compliance.

Money for protection: Local allocations or releases verified: false Note: Screen eligible project costs separately from staffing, electricity and upkeep; budget route is not a grant offer.

Country code: IN

State or ut: Maharashtra

Selection basis: City climate plan documents heat stress and historical HAP activities.

Responsible actor ids:

  • nmc
  • iclei

Proposed collaboration: Interpretation: Update shelter/water inventory and add operating/maintenance duties before the next hot season.

Evidence gaps:

  • Historical counts cannot be reused as a current service directory.
  • No common national municipality-level exposure ranking verified.

Evidence:

Hyderabad

Heat context: Description: Hot inland Deccan setting; dry-season conditions cannot safely be assumed year-round. Night heat: Include overnight indoor and outdoor measurements in local assessment; no comparable current city-wide indoor/night exposure series verified here. Trend note: Use national/district and local-plan evidence at its stated scale; no comparable current municipal time-series trend estimate is reproduced here. Climate description basis: Broad contextual description, not a formal climate-zone classification; seasonal conditions need local validation.

Plans: Verified description: State cool-roof policy 2023–2028 verified; current city HAP not retrieved. Legal status: Administrative/policy or state health planning instrument as described; plan publication is not proof every action is legally enforceable. Implementation verified: false

Warning system: Source: IMD plus state/district/municipal dissemination arrangements Last mile reach: Not verified; test radio, local-language announcements, worker groups and door-to-door routes as proposed design, not existing universal coverage.

Rules for heat at work: Local order verified: false Note: Obtain current state/sector orders, jurisdiction and wage/rest terms; do not import a different state’s timetable.

Cooling and buildings: Note: Check actual state/local notifications, building ownership and retrofit permissions before specifying compliance.

Money for protection: Local allocations or releases verified: false Note: Screen eligible project costs separately from staffing, electricity and upkeep; budget route is not a grant offer.

Country code: IN

State or ut: Telangana

Selection basis: Official cool-roof policy describes Hyderabad pilot activity.

Responsible actor ids:

  • ghmc
  • maud

Proposed collaboration: Interpretation: Design a tenant-inclusive roof retrofit with measured indoor results and a recoating budget.

Evidence gaps:

  • Exact current mandatory scope, installation quality and achieved coverage need checking.
  • No common national municipality-level exposure ranking verified.

Evidence:

Chennai

Heat context: Description: Humid coastal heat: local plan examines heat, humidity and urban form. Night heat: Include overnight indoor and outdoor measurements in local assessment; no comparable current city-wide indoor/night exposure series verified here. Trend note: Use national/district and local-plan evidence at its stated scale; no comparable current municipal time-series trend estimate is reproduced here. Climate description basis: Broad contextual description, not a formal climate-zone classification; seasonal conditions need local validation.

Plans: Verified description: Chennai HAP 2025 and Tamil Nadu State HAP 2026 verified; GCC action geography cannot fairly be conflated with the entire metropolitan region. Legal status: Administrative/policy or state health planning instrument as described; plan publication is not proof every action is legally enforceable. Implementation verified: false

Warning system: Source: IMD plus state/district/municipal dissemination arrangements Last mile reach: Not verified; test radio, local-language announcements, worker groups and door-to-door routes as proposed design, not existing universal coverage.

Rules for heat at work: Local order verified: false Note: Obtain current state/sector orders, jurisdiction and wage/rest terms; do not import a different state’s timetable.

Cooling and buildings: Note: Check actual state/local notifications, building ownership and retrofit permissions before specifying compliance.

Money for protection: Local allocations or releases verified: false Note: Screen eligible project costs separately from staffing, electricity and upkeep; budget route is not a grant offer.

Country code: IN

State or ut: Tamil Nadu

Selection basis: 2025 city plan has ward-risk analysis and sits within 2026 state framework.

Responsible actor ids:

  • gcc
  • tnsdma
  • ceew

Proposed collaboration: Interpretation: Connect ward risk to clinics, home-based workers, school readiness and explicit owners/payments.

Evidence gaps:

  • Indicative financing is not a sanctioned city heat budget.
  • No common national municipality-level exposure ranking verified.

Evidence:

Mumbai

Heat context: Description: Humid coastal setting with heat retained in dense built areas. Night heat: Include overnight indoor and outdoor measurements in local assessment; no comparable current city-wide indoor/night exposure series verified here. Trend note: Use national/district and local-plan evidence at its stated scale; no comparable current municipal time-series trend estimate is reproduced here. Climate description basis: Broad contextual description, not a formal climate-zone classification; seasonal conditions need local validation.

Plans: Verified description: BMC heat-risk pathway and climate-budgeting note verified; stand-alone current municipal HAP not retrieved. Legal status: Administrative/policy or state health planning instrument as described; plan publication is not proof every action is legally enforceable. Implementation verified: false

Warning system: Source: IMD plus state/district/municipal dissemination arrangements Last mile reach: Not verified; test radio, local-language announcements, worker groups and door-to-door routes as proposed design, not existing universal coverage.

Rules for heat at work: Local order verified: false Note: Obtain current state/sector orders, jurisdiction and wage/rest terms; do not import a different state’s timetable.

Cooling and buildings: Note: Check actual state/local notifications, building ownership and retrofit permissions before specifying compliance.

Money for protection: Local allocations or releases verified: false Note: Screen eligible project costs separately from staffing, electricity and upkeep; budget route is not a grant offer.

Country code: IN

State or ut: Maharashtra

Selection basis: BMC building heat-risk analysis and climate-budget work.

Responsible actor ids:

  • bmc
  • c40
  • wri

Proposed collaboration: Interpretation: Turn one hotspot’s building proposals into a costed, maintainable public/low-income retrofit package.

Evidence gaps:

  • Surface heat does not establish indoor exposure or clinical benefit; climate-tagged budgets need component-level checking.
  • No common national municipality-level exposure ranking verified.

Evidence:

Kolkata

Heat context: Description: Humid urban heat; state health plan discusses Kolkata’s urban heat island. Night heat: Include overnight indoor and outdoor measurements in local assessment; no comparable current city-wide indoor/night exposure series verified here. Trend note: Use national/district and local-plan evidence at its stated scale; no comparable current municipal time-series trend estimate is reproduced here. Climate description basis: Broad contextual description, not a formal climate-zone classification; seasonal conditions need local validation.

Plans: Verified description: West Bengal climate-health plan verified; separate current Kolkata municipal HAP not verified. Legal status: Administrative/policy or state health planning instrument as described; plan publication is not proof every action is legally enforceable. Implementation verified: false

Warning system: Source: IMD plus state/district/municipal dissemination arrangements Last mile reach: Not verified; test radio, local-language announcements, worker groups and door-to-door routes as proposed design, not existing universal coverage.

Rules for heat at work: Local order verified: false Note: Obtain current state/sector orders, jurisdiction and wage/rest terms; do not import a different state’s timetable.

Cooling and buildings: Note: Check actual state/local notifications, building ownership and retrofit permissions before specifying compliance.

Money for protection: Local allocations or releases verified: false Note: Screen eligible project costs separately from staffing, electricity and upkeep; budget route is not a grant offer.

Country code: IN

State or ut: West Bengal

Selection basis: Heat chapter specifically discusses Kolkata; not a national exposure rank.

Responsible actor ids:

  • wbhealth

Proposed collaboration: Interpretation: Explore a health-led ward partnership addressing humid/night heat and people isolated at home.

Evidence gaps:

  • Current city lead, funded action plan and household reach need confirmation.
  • No common national municipality-level exposure ranking verified.

Evidence:

Bhubaneswar

Heat context: Description: Hot eastern city; humid conditions and seasonal transitions would ideally enter local assessment. Night heat: Include overnight indoor and outdoor measurements in local assessment; no comparable current city-wide indoor/night exposure series verified here. Trend note: Use national/district and local-plan evidence at its stated scale; no comparable current municipal time-series trend estimate is reproduced here. Climate description basis: Broad contextual description, not a formal climate-zone classification; seasonal conditions need local validation.

Plans: Verified description: Odisha 2022–2027 climate-health plan verified; current separate city HAP not retrieved. Legal status: Administrative/policy or state health planning instrument as described; plan publication is not proof every action is legally enforceable. Implementation verified: false

Warning system: Source: IMD plus state/district/municipal dissemination arrangements Last mile reach: Not verified; test radio, local-language announcements, worker groups and door-to-door routes as proposed design, not existing universal coverage.

Rules for heat at work: Local order verified: false Note: Obtain current state/sector orders, jurisdiction and wage/rest terms; do not import a different state’s timetable.

Cooling and buildings: Note: Check actual state/local notifications, building ownership and retrofit permissions before specifying compliance.

Money for protection: Local allocations or releases verified: false Note: Screen eligible project costs separately from staffing, electricity and upkeep; budget route is not a grant offer.

Country code: IN

State or ut: Odisha

Selection basis: Listed among heat-prone places in Odisha’s state climate-health plan.

Responsible actor ids:

  • odhealth
  • osdma
  • iiphb

Proposed collaboration: Interpretation: Link facility readiness and local heat alerts with labour/community feedback in a defined ward.

Evidence gaps:

  • Current municipal roles, labour circulars and implementation expenditures need local verification.
  • No common national municipality-level exposure ranking verified.

Evidence:

Programmes

  • Summer 2026 heat-health preparedness and IHIP reporting Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data Preparedness and daily heatstroke/death/emergency-attendance reporting instructions. NCDC advisory for State Health Departments, summer 2026 (opens in a new tab)  Operational phase: issued advisory Limitations: Reporting instruction does not demonstrate complete ascertainment or delivery.
  • IMD heat-wave warning guidance Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data Meteorological heat-wave guidance supports public response planning. IMD heat-wave FAQ (opens in a new tab)  Operational phase: official definitions/guidance Limitations: Not a universal occupational limit, indoor exposure measure or automatic payout.
  • OSH Central Rules 2026: applicable thermal working conditions Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data Sector-specific ventilation/temperature and heat controls appear in notified Central Rules. Occupational Safety, Health and Working Conditions (Central) Rules 2026 (opens in a new tab)  Operational phase: notified rules Limitations: Check appropriate government, establishment/sector coverage and state rules; paid leave or universal WBGT ceiling not inferred.
  • SDRF/NDRF heatwave recognition in 2026–31 guidelines Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data Rendered response guidelines list heatwave among notified disasters. MHA policy and guidelines register (opens in a new tab)  · MHA SDRF/NDRF operational guidelines, 2026–31 (opens in a new tab)  Operational phase: 2026–31 guidelines listed/issued Limitations: Verify authoritative copy, assistance category and current norms; no automatic compensation, NGO access or release inferred.
  • SDMF/NDMF heat mitigation route Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data SDMF section 7.1 includes heatwave mitigation; state-led risk assessment and planning route. MHA SDMF/NDMF operational guidelines, 2026–31 (opens in a new tab)  Operational phase: 2026–31 guidelines Limitations: Eligibility is not sanction or disbursement; routine operating costs and each project component require screening.
  • India Cooling Action Plan and sector workstreams Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data Official ICAP index includes space cooling, cold chains, servicing and low-GWP research. Ozone Cell: India Cooling Action Plan and implementation reports (opens in a new tab)  Operational phase: national policy/implementation resources Limitations: Plan recommendations are not statutory universal entitlements or measured deployment.
  • ENS/ECSBC and climate-specific retrofit resources Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data BEE catalogue lists 2024 codes and retrofit guidance. BEE reports and studies: ENS/ECSBC 2024 and retrofit resources (opens in a new tab)  Operational phase: published national resources Limitations: Current state/local notification and full code requirements not audited; energy compliance alone does not prove safe indoor conditions.
  • Delhi Heat Action Plan 2025 Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data Cross-department planning, preparedness, response and district implementation template. Delhi Heat Action Plan 2025 (opens in a new tab)  · DDMA plan register (opens in a new tab)  Operational phase: published plan Limitations: Publication does not verify funds, implementation or coverage of informal workers.
  • Tamil Nadu State Heat Action Plan 2026 Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data State heat-risk, response, institutional and financing framework. Tamil Nadu State Heat Action Plan 2026 (opens in a new tab)  Operational phase: published plan Limitations: Some embedded funding descriptions predate July 2026 national guidance; budgets/releases unverified.
  • Chennai City Heat Action Plan 2025 Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data Ward risk analysis, action responsibilities, commissioner-led task force and indicative financing. Chennai City Heat Action Plan 2025 (opens in a new tab)  Operational phase: published city plan Limitations: Mapped/modelled risk is not observed ward health outcome; indicative funding sources are subject to eligibility and approval.
  • Telangana Cool Roof Policy 2023–2028 Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data Policy builds on a government-described Hyderabad pilot and sets an adoption framework. Telangana Cool Roof Policy 2023–2028 (opens in a new tab)  Operational phase: policy period 2023–2028 Limitations: Pilot description is reported, not independent efficacy evaluation. Coverage, exact current mandate, tenants and coating maintenance need verification.
  • Nagpur historical HAP activities within city climate plan Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Reported, not evaluated City plan records shelters, drinking water, outreach and coordination activities. Climate Resilient City Action Plan: Nagpur (opens in a new tab)  Operational phase: 2019 activity account published 2021 Limitations: Historical account; current location, opening hours, accessibility, water quality and maintenance not verified.
  • Mumbai building heat-risk assessment and implementation pathways Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Measured in a study Heat hotspot analysis informs proposed building retrofit and institutional actions. Mumbai building-sector heat-risk implementation pathways: summary (opens in a new tab)  Operational phase: assessment plus proposed pathways Limitations: Surface-temperature mapping and weather data do not directly measure personal/indoor exposure; no completed retrofit outcome established.
  • Mumbai climate budgeting Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Reported, not evaluated BMC describes C40 pilot/WRI India technical support for climate-budget integration. BMC climate budgeting note (opens in a new tab)  Operational phase: official description of budget integration Limitations: Climate tagging is not a ring-fenced heat allocation or proof of additional money/release.
  • Odisha climate-health plan: heat chapter Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data Heat preparedness, workforce training, surveillance and district/clinical roles. Odisha State Action Plan on Climate Change and Human Health (opens in a new tab)  Operational phase: 2022–2027 planning period Limitations: State framework, not evidence of a current stand-alone Bhubaneswar HAP or full delivery.
  • West Bengal climate-health plan: heat chapter Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data Plan discusses Kolkata urban heat and heat-health response. West Bengal State Action Plan on Climate Change and Human Health (opens in a new tab)  Operational phase: 2022–2027 planning period Limitations: State climate-health budgets include multiple hazards; no Kolkata-specific heat allocation or release established.
  • Ahmedabad HAP observational mortality analysis Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Measured in a study Pre/post mortality analysis of 2014–2015 versus 2007–2010. Hess et al.: Ahmedabad HAP mortality analysis (opens in a new tab)  Operational phase: 2018 retrospective research Limitations: Ecological association with modelled counterfactual; implementing institutions are co-authors; not an independent causal evaluation.
  • Ahmedabad informal women workers and housing adaptations study Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Measured in a study Small study examines heat, income and adaptations among women in Bapalaal Kadiyani Chaali. Hot Take: Cool Roofs - Ahmedabad women workers (opens in a new tab)  Operational phase: 2024 publication; 2022 income recall Limitations: Qualitative/recall and correlational evidence; no independently instrumented cooling effect or causal income gain established.
  • NPCCHH district PIP planning for climate-resilient facilities Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Official guidance or data District/state health route for cost estimates and eligible facility resilience proposals. NPCCHH district PIP guidance, FY2026–27 and FY2027–28 (opens in a new tab)  Operational phase: FY2026–27 / FY2027–28 guidance Limitations: Approval, allocation, release and expenditure require separate verification; not an open NGO grant.
  • Gurugram commercial cooling-as-a-service transaction Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Reported, not evaluated Tabreed announced acquisition/expansion of existing cooling infrastructure with Tata Realty. Tabreed: India district-cooling transaction with Tata Realty (opens in a new tab)  Operational phase: 2023 company transaction announcement Limitations: Commercial campus example, not universal district-cooling suitability or measured savings; current commissioning, tariff, water/refrigerant and outage performance not audited.
  • SEWA-associated women workers: ICICI Lombard Heat Index Cover Costs: Note: Not verified: comparable intervention lifecycle costs and dated FX. a blank is not zero. No generic national price used. Countries:
    • IN
    Reported, not evaluated Insurer reports parametric heat-income cover in Gujarat, Rajasthan and Maharashtra. ICICI Lombard ESG report FY2025: Heat Index Cover case study (opens in a new tab)  Operational phase: FY2025 insurer account; historical cover period Limitations: Full contract/trigger grids, premium support, exclusions, basis risk and current enrolment not verified. Insurance claim counts are not evidence of avoided illness or adequate income replacement.

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